Looking for a Cardtonic alternative?
Cardtonic is known for gift cards and virtual dollar cards. Pyker pairs a dollar card with instant crypto selling, so you can fund your card from the crypto you already hold.
Why people compare Cardtonic with other apps
Cardtonic describes itself as an app for gift cards and virtual dollar cards, with Visa and Mastercard options, plus bill payments.
If you hold crypto and want to turn it into card spending, Pyker connects the two: sell crypto for naira or dollars, then fund your dollar card from the same balance. Gift card selling is coming to Pyker soon.
Pyker vs Cardtonic
| Pyker | Cardtonic | |
|---|---|---|
| What it's built for | Selling crypto for naira or dollars, and paying online with a dollar card. | Gift cards and virtual dollar cards, plus bill payments. |
| Card networks | Choose Visa or Mastercard, in one of five colours. | Visa and Mastercard options. Check Cardtonic for current card fees. |
| Gift cards | Coming soon. | A core part of the app. |
What to compare in a dollar card
Issuance and funding fees
Check what it costs to create and top up a card. Pyker's one-time issuance fee is shown before you confirm.
How you fund it
Pyker cards are funded from your balance, which you can top up by bank transfer or by selling crypto.
Network choice
Some merchants accept one network more readily. With Pyker, you choose Visa or Mastercard.
Control and security
Freeze your card in one tap, withdraw unused funds, and reveal card details only after your PIN.
Moving from Cardtonic to Pyker
Verify your account
Sign up in the Pyker app and verify your BVN.
Sell crypto to fund it
Send crypto to your Pyker address, or top up by bank transfer.
Create and fund your card
Pick Visa or Mastercard, then move money onto your card and pay online.
Pay for the services you already use
- Apple
- Netflix
- Udemy
- Claude
- ChatGPT
- and more
Brand names belong to their respective owners. Pyker isn't affiliated with or endorsed by them.
Cardtonic alternative: FAQs
Can't find what you're looking for?
Write to us at support@usepyker.com
Yes. Sell crypto for naira or dollars in the app, then move money from your balance onto your card.
Gift card selling is coming soon. Today, Pyker focuses on selling crypto for naira or dollars and paying online with a virtual dollar card.
Pyker users pay for Apple, Google, Netflix, Udemy, Claude, ChatGPT and other online services that accept Visa or Mastercard.
Other platforms people are switching from
Information about other platforms comes from public reporting, checked October 2026, and may have changed since. Platform names are trademarks of their respective owners. Pyker isn't affiliated with or endorsed by them.
Get the Pyker mobile app
Verify in minutes and turn your next deposit into naira you can spend, save or send.