Whether you want a better payout, faster cashout to your bank, or your old platform changed, here's how Pyker compares, and how to compare any app fairly.
The best rate is the one that puts the most naira in your bank, after every fee.
Rates move constantly. Check each app within the same few minutes, for the same amount.
Look at the naira you'd actually receive: rate, selling fees and withdrawal fees together. On Pyker, our fee is built into the rate you see.
Money in an app isn't money in your bank. Pyker doesn't charge a fee to withdraw naira to your verified bank account.
P2P trades depend on a buyer. With instant sell, your wallet is credited automatically once your deposit confirms.
Based on public reporting, checked October 2026. Platform names are trademarks of their respective owners. Pyker isn't affiliated with or endorsed by them.
| Pyker instant sell | P2P trading | |
|---|---|---|
| Who you trade with | No one. You send to your own Pyker address and the sale happens automatically. | A stranger, who has to accept your order and pay you. |
| Waiting | No buyer to wait for. Your wallet is credited once the deposit confirms. | You wait for a buyer, then for their bank transfer to arrive. |
| Your rate | Shown before you send, with Pyker's fee built in. | Set per trade, and can change while you negotiate. |
| Fake payment alerts | Not possible. There's no buyer to send one. | A common scam: you release crypto for money that never arrives. |
| How you're paid | To your NGN or USD wallet, with a receipt. | Bank transfer from the buyer's account. |
Common frustrations when selling crypto in Nigeria, and how Pyker handles each one.
Surprise fees after you sell
Pyker's fee is built into the rate you see before you send, so there's no separate charge to work out.
Waiting on a buyer to pay
Send to your own Pyker address. Your wallet is credited automatically once your deposit confirms.
Paying to get your money out
Withdraw naira from your wallet to your verified bank account with no Pyker fee.
Not knowing where your money is
See your payment detected, validated and credited in real time, with a receipt for every sale.
Can't find what you're looking for?
Write to us at support@usepyker.com
Rates change by the minute and differ by coin and amount, so no single app is always best. Compare apps at the same moment and look at the naira that would reach your bank after every fee, including withdrawal fees.
If you just want naira for your crypto, an instant-sell app removes the counterparty. You send crypto to your own address and your wallet is credited automatically, with no buyer to wait for and no fake alerts.
Bitcoin, USDT, Ethereum, USDC, Solana and Dogecoin, with USDT and USDC on several networks.
Your wallet is credited as soon as the network confirms your deposit, usually within minutes.
Verify in minutes and turn your next deposit into naira you can spend, save or send.