Grey is built for freelancers who receive money from abroad. If you'd rather fund a dollar card from naira or crypto, here's how Pyker's card compares.






Grey describes itself as offering US, UK and EU accounts for receiving international payments, plus a virtual dollar card, aimed at people who work across borders.
If you don't earn in foreign currency and simply want a card for subscriptions and online shopping, a card funded from your naira balance or your crypto can be more direct.
| Pyker | Grey | |
|---|---|---|
| What it's built for | Selling crypto for naira or dollars, and paying online with a dollar card. | Receiving international payments into foreign accounts, plus a dollar card. |
| Funding your card | From your Pyker balance, which you can top up by bank transfer or by selling crypto. | From the balance in your Grey account. |
| Card networks | Choose Visa or Mastercard, in one of five colours. | Check Grey for its current card options and fees. |
Check what it costs to create and top up a card. Pyker's one-time issuance fee is shown before you confirm.
Pyker cards are funded from your balance, which you can top up by bank transfer or by selling crypto.
Some merchants accept one network more readily. With Pyker, you choose Visa or Mastercard.
Freeze your card in one tap, withdraw unused funds, and reveal card details only after your PIN.
Sign up in the Pyker app and verify your BVN.
Choose Visa or Mastercard and a colour. The one-time issuance fee is shown before you confirm.
Move money from your Pyker balance onto your card and use it anywhere online.
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If you want a card funded from naira or crypto rather than foreign income, Pyker's USD Visa or Mastercard card is a direct option. Compare card fees in each app before you choose.
Pyker users pay for Apple, Google, Netflix, Udemy, Claude, ChatGPT and other online services that accept Visa or Mastercard.
No. You fund it from your Pyker balance, which you can top up by bank transfer or by selling crypto.
Information about other platforms comes from public reporting, checked October 2026, and may have changed since. Platform names are trademarks of their respective owners. Pyker isn't affiliated with or endorsed by them.
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